LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,718
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,735
−HK$1,034/mo
Today · 4.125%
HK$34,769
baseline
▲ 0.50% · 4.625%
HK$36,885
+HK$2,116/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,538/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,398
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,374
−HK$990/mo
Today · 4.125%
HK$38,364
baseline
▲ 0.50% · 4.625%
HK$40,387
+HK$2,023/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,728/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,261
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,482
−HK$1,241/mo
Today · 4.125%
HK$41,723
baseline
▲ 0.50% · 4.625%
HK$44,262
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,446/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,678
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,849
−HK$1,188/mo
Today · 4.125%
HK$46,037
baseline
▲ 0.50% · 4.625%
HK$48,464
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,074/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,805
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,229
−HK$1,448/mo
Today · 4.125%
HK$48,677
baseline
▲ 0.50% · 4.625%
HK$51,639
+HK$2,962/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,354/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,957
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,324
−HK$1,386/mo
Today · 4.125%
HK$53,710
baseline
▲ 0.50% · 4.625%
HK$56,541
+HK$2,831/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,420/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,892
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,723
−HK$1,862/mo
Today · 4.125%
HK$62,585
baseline
▲ 0.50% · 4.625%
HK$66,393
+HK$3,808/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,170/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,516
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,273
−HK$1,783/mo
Today · 4.125%
HK$69,056
baseline
▲ 0.50% · 4.625%
HK$72,696
+HK$3,640/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,112/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,057 · Scale 2, in force from 26 Feb 2026)