LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,718
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,736
−HK$1,034/mo
Today · 4.125%
HK$34,770
baseline
▲ 0.50% · 4.625%
HK$36,885
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,540/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,398
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,374
−HK$991/mo
Today · 4.125%
HK$38,365
baseline
▲ 0.50% · 4.625%
HK$40,387
+HK$2,022/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,730/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,261
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,483
−HK$1,240/mo
Today · 4.125%
HK$41,723
baseline
▲ 0.50% · 4.625%
HK$44,262
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,446/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,678
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,849
−HK$1,189/mo
Today · 4.125%
HK$46,038
baseline
▲ 0.50% · 4.625%
HK$48,464
+HK$2,426/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,076/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,805
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,230
−HK$1,447/mo
Today · 4.125%
HK$48,677
baseline
▲ 0.50% · 4.625%
HK$51,639
+HK$2,962/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,354/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,958
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,324
−HK$1,387/mo
Today · 4.125%
HK$53,711
baseline
▲ 0.50% · 4.625%
HK$56,542
+HK$2,831/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,422/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,892
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,724
−HK$1,861/mo
Today · 4.125%
HK$62,585
baseline
▲ 0.50% · 4.625%
HK$66,393
+HK$3,808/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,170/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,517
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,274
−HK$1,783/mo
Today · 4.125%
HK$69,057
baseline
▲ 0.50% · 4.625%
HK$72,697
+HK$3,640/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,114/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,063 · Scale 2, in force from 26 Feb 2026)