LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,718
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,736
−HK$1,034/mo
Today · 4.125%
HK$34,770
baseline
▲ 0.50% · 4.625%
HK$36,886
+HK$2,116/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,540/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,399
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,375
−HK$990/mo
Today · 4.125%
HK$38,365
baseline
▲ 0.50% · 4.625%
HK$40,388
+HK$2,023/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,730/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,262
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,483
−HK$1,241/mo
Today · 4.125%
HK$41,724
baseline
▲ 0.50% · 4.625%
HK$44,263
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,448/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,679
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,850
−HK$1,188/mo
Today · 4.125%
HK$46,038
baseline
▲ 0.50% · 4.625%
HK$48,465
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,076/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,806
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,230
−HK$1,448/mo
Today · 4.125%
HK$48,678
baseline
▲ 0.50% · 4.625%
HK$51,640
+HK$2,962/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,356/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,958
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,325
−HK$1,386/mo
Today · 4.125%
HK$53,711
baseline
▲ 0.50% · 4.625%
HK$56,543
+HK$2,832/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,422/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,893
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,725
−HK$1,861/mo
Today · 4.125%
HK$62,586
baseline
▲ 0.50% · 4.625%
HK$66,394
+HK$3,808/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,172/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,518
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,275
−HK$1,783/mo
Today · 4.125%
HK$69,058
baseline
▲ 0.50% · 4.625%
HK$72,698
+HK$3,640/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,116/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,070 · Scale 2, in force from 26 Feb 2026)