LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,719
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,737
−HK$1,034/mo
Today · 4.125%
HK$34,771
baseline
▲ 0.50% · 4.625%
HK$36,887
+HK$2,116/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,542/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,400
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,376
−HK$991/mo
Today · 4.125%
HK$38,367
baseline
▲ 0.50% · 4.625%
HK$40,389
+HK$2,022/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,734/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,263
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,485
−HK$1,240/mo
Today · 4.125%
HK$41,725
baseline
▲ 0.50% · 4.625%
HK$44,264
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,450/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,680
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,851
−HK$1,189/mo
Today · 4.125%
HK$46,040
baseline
▲ 0.50% · 4.625%
HK$48,467
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,080/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,807
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,232
−HK$1,448/mo
Today · 4.125%
HK$48,680
baseline
▲ 0.50% · 4.625%
HK$51,642
+HK$2,962/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,360/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,960
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,327
−HK$1,386/mo
Today · 4.125%
HK$53,713
baseline
▲ 0.50% · 4.625%
HK$56,545
+HK$2,832/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,426/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,895
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,727
−HK$1,861/mo
Today · 4.125%
HK$62,588
baseline
▲ 0.50% · 4.625%
HK$66,397
+HK$3,809/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,176/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,520
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,277
−HK$1,783/mo
Today · 4.125%
HK$69,060
baseline
▲ 0.50% · 4.625%
HK$72,700
+HK$3,640/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,120/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,088 · Scale 2, in force from 26 Feb 2026)