LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,720
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,738
−HK$1,034/mo
Today · 4.125%
HK$34,772
baseline
▲ 0.50% · 4.625%
HK$36,888
+HK$2,116/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,544/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,401
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,377
−HK$990/mo
Today · 4.125%
HK$38,367
baseline
▲ 0.50% · 4.625%
HK$40,390
+HK$2,023/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,734/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,264
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,485
−HK$1,241/mo
Today · 4.125%
HK$41,726
baseline
▲ 0.50% · 4.625%
HK$44,265
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,452/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,681
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,852
−HK$1,189/mo
Today · 4.125%
HK$46,041
baseline
▲ 0.50% · 4.625%
HK$48,468
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,082/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,808
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,233
−HK$1,448/mo
Today · 4.125%
HK$48,681
baseline
▲ 0.50% · 4.625%
HK$51,643
+HK$2,962/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,362/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,961
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,328
−HK$1,386/mo
Today · 4.125%
HK$53,714
baseline
▲ 0.50% · 4.625%
HK$56,546
+HK$2,832/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,428/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,896
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,728
−HK$1,861/mo
Today · 4.125%
HK$62,589
baseline
▲ 0.50% · 4.625%
HK$66,398
+HK$3,809/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,178/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,521
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,278
−HK$1,783/mo
Today · 4.125%
HK$69,061
baseline
▲ 0.50% · 4.625%
HK$72,701
+HK$3,640/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,122/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,098 · Scale 2, in force from 26 Feb 2026)