LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,722
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,739
−HK$1,034/mo
Today · 4.125%
HK$34,773
baseline
▲ 0.50% · 4.625%
HK$36,889
+HK$2,116/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,546/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,402
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,379
−HK$990/mo
Today · 4.125%
HK$38,369
baseline
▲ 0.50% · 4.625%
HK$40,392
+HK$2,023/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,738/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,266
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,487
−HK$1,241/mo
Today · 4.125%
HK$41,728
baseline
▲ 0.50% · 4.625%
HK$44,267
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,456/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,683
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,854
−HK$1,189/mo
Today · 4.125%
HK$46,043
baseline
▲ 0.50% · 4.625%
HK$48,470
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,086/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,810
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,235
−HK$1,448/mo
Today · 4.125%
HK$48,683
baseline
▲ 0.50% · 4.625%
HK$51,645
+HK$2,962/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,366/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,963
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,330
−HK$1,387/mo
Today · 4.125%
HK$53,717
baseline
▲ 0.50% · 4.625%
HK$56,548
+HK$2,831/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,434/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,899
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,731
−HK$1,861/mo
Today · 4.125%
HK$62,592
baseline
▲ 0.50% · 4.625%
HK$66,401
+HK$3,809/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,184/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,524
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,282
−HK$1,782/mo
Today · 4.125%
HK$69,064
baseline
▲ 0.50% · 4.625%
HK$72,705
+HK$3,641/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,128/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,123 · Scale 2, in force from 26 Feb 2026)