LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,722
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,740
−HK$1,034/mo
Today · 4.125%
HK$34,774
baseline
▲ 0.50% · 4.625%
HK$36,890
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,548/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,403
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,379
−HK$991/mo
Today · 4.125%
HK$38,370
baseline
▲ 0.50% · 4.625%
HK$40,392
+HK$2,022/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,740/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,266
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,488
−HK$1,241/mo
Today · 4.125%
HK$41,729
baseline
▲ 0.50% · 4.625%
HK$44,268
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,458/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,683
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,855
−HK$1,189/mo
Today · 4.125%
HK$46,044
baseline
▲ 0.50% · 4.625%
HK$48,471
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,088/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,811
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,236
−HK$1,448/mo
Today · 4.125%
HK$48,684
baseline
▲ 0.50% · 4.625%
HK$51,646
+HK$2,962/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,368/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,964
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,331
−HK$1,386/mo
Today · 4.125%
HK$53,717
baseline
▲ 0.50% · 4.625%
HK$56,549
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,434/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,900
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,732
−HK$1,861/mo
Today · 4.125%
HK$62,593
baseline
▲ 0.50% · 4.625%
HK$66,402
+HK$3,809/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,186/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,525
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,283
−HK$1,782/mo
Today · 4.125%
HK$69,065
baseline
▲ 0.50% · 4.625%
HK$72,706
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,130/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,131 · Scale 2, in force from 26 Feb 2026)