LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,723
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,740
−HK$1,035/mo
Today · 4.125%
HK$34,775
baseline
▲ 0.50% · 4.625%
HK$36,891
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,550/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,404
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,380
−HK$990/mo
Today · 4.125%
HK$38,370
baseline
▲ 0.50% · 4.625%
HK$40,393
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,740/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,267
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,489
−HK$1,240/mo
Today · 4.125%
HK$41,729
baseline
▲ 0.50% · 4.625%
HK$44,269
+HK$2,540/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,458/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,684
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,856
−HK$1,188/mo
Today · 4.125%
HK$46,044
baseline
▲ 0.50% · 4.625%
HK$48,471
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,088/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,812
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,237
−HK$1,447/mo
Today · 4.125%
HK$48,684
baseline
▲ 0.50% · 4.625%
HK$51,647
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,368/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,965
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,332
−HK$1,386/mo
Today · 4.125%
HK$53,718
baseline
▲ 0.50% · 4.625%
HK$56,550
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,436/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,901
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,733
−HK$1,861/mo
Today · 4.125%
HK$62,594
baseline
▲ 0.50% · 4.625%
HK$66,403
+HK$3,809/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,188/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,526
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,284
−HK$1,783/mo
Today · 4.125%
HK$69,067
baseline
▲ 0.50% · 4.625%
HK$72,707
+HK$3,640/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,134/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,140 · Scale 2, in force from 26 Feb 2026)