LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,724
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,742
−HK$1,034/mo
Today · 4.125%
HK$34,776
baseline
▲ 0.50% · 4.625%
HK$36,892
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,552/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,405
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,381
−HK$991/mo
Today · 4.125%
HK$38,372
baseline
▲ 0.50% · 4.625%
HK$40,394
+HK$2,022/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,744/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,269
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,490
−HK$1,241/mo
Today · 4.125%
HK$41,731
baseline
▲ 0.50% · 4.625%
HK$44,270
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,462/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,686
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,857
−HK$1,189/mo
Today · 4.125%
HK$46,046
baseline
▲ 0.50% · 4.625%
HK$48,473
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,092/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,813
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,238
−HK$1,448/mo
Today · 4.125%
HK$48,686
baseline
▲ 0.50% · 4.625%
HK$51,649
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,372/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,967
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,334
−HK$1,386/mo
Today · 4.125%
HK$53,720
baseline
▲ 0.50% · 4.625%
HK$56,552
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,440/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,903
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,735
−HK$1,862/mo
Today · 4.125%
HK$62,597
baseline
▲ 0.50% · 4.625%
HK$66,405
+HK$3,808/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,194/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,529
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,286
−HK$1,783/mo
Today · 4.125%
HK$69,069
baseline
▲ 0.50% · 4.625%
HK$72,710
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,138/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,160 · Scale 2, in force from 26 Feb 2026)