LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,725
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,743
−HK$1,034/mo
Today · 4.125%
HK$34,777
baseline
▲ 0.50% · 4.625%
HK$36,893
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,554/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,406
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,382
−HK$991/mo
Today · 4.125%
HK$38,373
baseline
▲ 0.50% · 4.625%
HK$40,395
+HK$2,022/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,746/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,270
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,491
−HK$1,241/mo
Today · 4.125%
HK$41,732
baseline
▲ 0.50% · 4.625%
HK$44,271
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,464/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,687
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,859
−HK$1,188/mo
Today · 4.125%
HK$46,047
baseline
▲ 0.50% · 4.625%
HK$48,474
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,094/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,814
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,240
−HK$1,447/mo
Today · 4.125%
HK$48,687
baseline
▲ 0.50% · 4.625%
HK$51,650
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,374/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,968
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,335
−HK$1,387/mo
Today · 4.125%
HK$53,722
baseline
▲ 0.50% · 4.625%
HK$56,554
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,444/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,904
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,737
−HK$1,861/mo
Today · 4.125%
HK$62,598
baseline
▲ 0.50% · 4.625%
HK$66,407
+HK$3,809/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,196/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,530
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,288
−HK$1,783/mo
Today · 4.125%
HK$69,071
baseline
▲ 0.50% · 4.625%
HK$72,712
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,142/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,174 · Scale 2, in force from 26 Feb 2026)