LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,725
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,743
−HK$1,034/mo
Today · 4.125%
HK$34,777
baseline
▲ 0.50% · 4.625%
HK$36,893
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,554/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,406
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,383
−HK$990/mo
Today · 4.125%
HK$38,373
baseline
▲ 0.50% · 4.625%
HK$40,396
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,746/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,270
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,491
−HK$1,242/mo
Today · 4.125%
HK$41,733
baseline
▲ 0.50% · 4.625%
HK$44,272
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,466/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,687
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,859
−HK$1,189/mo
Today · 4.125%
HK$46,048
baseline
▲ 0.50% · 4.625%
HK$48,475
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,096/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,815
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,240
−HK$1,448/mo
Today · 4.125%
HK$48,688
baseline
▲ 0.50% · 4.625%
HK$51,651
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,376/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,969
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,336
−HK$1,386/mo
Today · 4.125%
HK$53,722
baseline
▲ 0.50% · 4.625%
HK$56,554
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,444/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,905
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,737
−HK$1,862/mo
Today · 4.125%
HK$62,599
baseline
▲ 0.50% · 4.625%
HK$66,408
+HK$3,809/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,198/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,531
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,289
−HK$1,783/mo
Today · 4.125%
HK$69,072
baseline
▲ 0.50% · 4.625%
HK$72,712
+HK$3,640/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,144/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,180 · Scale 2, in force from 26 Feb 2026)