LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,725
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,743
−HK$1,034/mo
Today · 4.125%
HK$34,777
baseline
▲ 0.50% · 4.625%
HK$36,894
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,554/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,407
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,383
−HK$991/mo
Today · 4.125%
HK$38,374
baseline
▲ 0.50% · 4.625%
HK$40,396
+HK$2,022/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,748/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,270
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,492
−HK$1,241/mo
Today · 4.125%
HK$41,733
baseline
▲ 0.50% · 4.625%
HK$44,272
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,466/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,688
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,860
−HK$1,188/mo
Today · 4.125%
HK$46,048
baseline
▲ 0.50% · 4.625%
HK$48,475
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,096/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,815
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,241
−HK$1,447/mo
Today · 4.125%
HK$48,688
baseline
▲ 0.50% · 4.625%
HK$51,651
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,376/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,969
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,336
−HK$1,387/mo
Today · 4.125%
HK$53,723
baseline
▲ 0.50% · 4.625%
HK$56,555
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,446/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,906
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,738
−HK$1,861/mo
Today · 4.125%
HK$62,599
baseline
▲ 0.50% · 4.625%
HK$66,408
+HK$3,809/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,198/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,532
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,289
−HK$1,783/mo
Today · 4.125%
HK$69,072
baseline
▲ 0.50% · 4.625%
HK$72,713
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,144/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,185 · Scale 2, in force from 26 Feb 2026)