LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,726
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,744
−HK$1,034/mo
Today · 4.125%
HK$34,778
baseline
▲ 0.50% · 4.625%
HK$36,894
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,556/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,407
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,383
−HK$991/mo
Today · 4.125%
HK$38,374
baseline
▲ 0.50% · 4.625%
HK$40,397
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,748/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,271
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,492
−HK$1,241/mo
Today · 4.125%
HK$41,733
baseline
▲ 0.50% · 4.625%
HK$44,273
+HK$2,540/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,466/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,688
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,860
−HK$1,189/mo
Today · 4.125%
HK$46,049
baseline
▲ 0.50% · 4.625%
HK$48,476
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,098/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,816
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,241
−HK$1,448/mo
Today · 4.125%
HK$48,689
baseline
▲ 0.50% · 4.625%
HK$51,652
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,378/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,970
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,337
−HK$1,387/mo
Today · 4.125%
HK$53,724
baseline
▲ 0.50% · 4.625%
HK$56,555
+HK$2,831/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,448/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,906
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,739
−HK$1,861/mo
Today · 4.125%
HK$62,600
baseline
▲ 0.50% · 4.625%
HK$66,409
+HK$3,809/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,200/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,533
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,290
−HK$1,783/mo
Today · 4.125%
HK$69,073
baseline
▲ 0.50% · 4.625%
HK$72,714
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,146/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,191 · Scale 2, in force from 26 Feb 2026)