LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,726
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,744
−HK$1,035/mo
Today · 4.125%
HK$34,779
baseline
▲ 0.50% · 4.625%
HK$36,895
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,558/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,408
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,384
−HK$991/mo
Today · 4.125%
HK$38,375
baseline
▲ 0.50% · 4.625%
HK$40,398
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,750/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,272
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,493
−HK$1,241/mo
Today · 4.125%
HK$41,734
baseline
▲ 0.50% · 4.625%
HK$44,274
+HK$2,540/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,468/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,689
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,861
−HK$1,189/mo
Today · 4.125%
HK$46,050
baseline
▲ 0.50% · 4.625%
HK$48,477
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,100/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,817
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,242
−HK$1,448/mo
Today · 4.125%
HK$48,690
baseline
▲ 0.50% · 4.625%
HK$51,653
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,380/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,971
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,338
−HK$1,387/mo
Today · 4.125%
HK$53,725
baseline
▲ 0.50% · 4.625%
HK$56,557
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,450/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,908
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,740
−HK$1,862/mo
Today · 4.125%
HK$62,602
baseline
▲ 0.50% · 4.625%
HK$66,411
+HK$3,809/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,204/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,534
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,292
−HK$1,783/mo
Today · 4.125%
HK$69,075
baseline
▲ 0.50% · 4.625%
HK$72,716
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,150/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,204 · Scale 2, in force from 26 Feb 2026)