LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,727
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,745
−HK$1,035/mo
Today · 4.125%
HK$34,780
baseline
▲ 0.50% · 4.625%
HK$36,896
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,560/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,409
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,385
−HK$991/mo
Today · 4.125%
HK$38,376
baseline
▲ 0.50% · 4.625%
HK$40,399
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,752/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,273
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,495
−HK$1,241/mo
Today · 4.125%
HK$41,736
baseline
▲ 0.50% · 4.625%
HK$44,275
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,472/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,691
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,863
−HK$1,188/mo
Today · 4.125%
HK$46,051
baseline
▲ 0.50% · 4.625%
HK$48,479
+HK$2,428/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,102/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,818
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,244
−HK$1,448/mo
Today · 4.125%
HK$48,692
baseline
▲ 0.50% · 4.625%
HK$51,654
+HK$2,962/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,384/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,973
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,340
−HK$1,386/mo
Today · 4.125%
HK$53,726
baseline
▲ 0.50% · 4.625%
HK$56,558
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,452/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,909
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,742
−HK$1,862/mo
Today · 4.125%
HK$62,604
baseline
▲ 0.50% · 4.625%
HK$66,413
+HK$3,809/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,208/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,536
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,294
−HK$1,783/mo
Today · 4.125%
HK$69,077
baseline
▲ 0.50% · 4.625%
HK$72,718
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,154/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,220 · Scale 2, in force from 26 Feb 2026)