LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,728
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,746
−HK$1,034/mo
Today · 4.125%
HK$34,780
baseline
▲ 0.50% · 4.625%
HK$36,897
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,560/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,410
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,386
−HK$991/mo
Today · 4.125%
HK$38,377
baseline
▲ 0.50% · 4.625%
HK$40,400
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,754/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,274
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,495
−HK$1,241/mo
Today · 4.125%
HK$41,736
baseline
▲ 0.50% · 4.625%
HK$44,276
+HK$2,540/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,472/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,692
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,863
−HK$1,189/mo
Today · 4.125%
HK$46,052
baseline
▲ 0.50% · 4.625%
HK$48,480
+HK$2,428/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,104/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,819
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,245
−HK$1,448/mo
Today · 4.125%
HK$48,693
baseline
▲ 0.50% · 4.625%
HK$51,655
+HK$2,962/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,386/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,974
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,341
−HK$1,386/mo
Today · 4.125%
HK$53,727
baseline
▲ 0.50% · 4.625%
HK$56,559
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,454/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,911
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,743
−HK$1,862/mo
Today · 4.125%
HK$62,605
baseline
▲ 0.50% · 4.625%
HK$66,414
+HK$3,809/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,210/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,537
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,295
−HK$1,783/mo
Today · 4.125%
HK$69,078
baseline
▲ 0.50% · 4.625%
HK$72,719
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,156/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,231 · Scale 2, in force from 26 Feb 2026)