LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,729
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,748
−HK$1,034/mo
Today · 4.125%
HK$34,782
baseline
▲ 0.50% · 4.625%
HK$36,898
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,564/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,411
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,388
−HK$990/mo
Today · 4.125%
HK$38,378
baseline
▲ 0.50% · 4.625%
HK$40,401
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,756/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,275
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,497
−HK$1,241/mo
Today · 4.125%
HK$41,738
baseline
▲ 0.50% · 4.625%
HK$44,278
+HK$2,540/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,476/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,693
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,865
−HK$1,189/mo
Today · 4.125%
HK$46,054
baseline
▲ 0.50% · 4.625%
HK$48,482
+HK$2,428/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,108/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,821
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,247
−HK$1,448/mo
Today · 4.125%
HK$48,695
baseline
▲ 0.50% · 4.625%
HK$51,658
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,390/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,976
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,343
−HK$1,387/mo
Today · 4.125%
HK$53,730
baseline
▲ 0.50% · 4.625%
HK$56,562
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,460/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,913
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,746
−HK$1,861/mo
Today · 4.125%
HK$62,607
baseline
▲ 0.50% · 4.625%
HK$66,417
+HK$3,810/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,214/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,540
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,298
−HK$1,783/mo
Today · 4.125%
HK$69,081
baseline
▲ 0.50% · 4.625%
HK$72,722
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,162/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,253 · Scale 2, in force from 26 Feb 2026)