LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,730
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,748
−HK$1,035/mo
Today · 4.125%
HK$34,783
baseline
▲ 0.50% · 4.625%
HK$36,899
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,566/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,412
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,389
−HK$990/mo
Today · 4.125%
HK$38,379
baseline
▲ 0.50% · 4.625%
HK$40,402
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,758/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,276
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,498
−HK$1,241/mo
Today · 4.125%
HK$41,739
baseline
▲ 0.50% · 4.625%
HK$44,279
+HK$2,540/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,478/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,695
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,866
−HK$1,189/mo
Today · 4.125%
HK$46,055
baseline
▲ 0.50% · 4.625%
HK$48,483
+HK$2,428/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,110/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,822
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,248
−HK$1,448/mo
Today · 4.125%
HK$48,696
baseline
▲ 0.50% · 4.625%
HK$51,659
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,392/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,977
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,344
−HK$1,387/mo
Today · 4.125%
HK$53,731
baseline
▲ 0.50% · 4.625%
HK$56,563
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,462/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,915
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,747
−HK$1,862/mo
Today · 4.125%
HK$62,609
baseline
▲ 0.50% · 4.625%
HK$66,419
+HK$3,810/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,218/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,542
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,300
−HK$1,783/mo
Today · 4.125%
HK$69,083
baseline
▲ 0.50% · 4.625%
HK$72,724
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,166/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,267 · Scale 2, in force from 26 Feb 2026)