LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,732
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,750
−HK$1,035/mo
Today · 4.125%
HK$34,785
baseline
▲ 0.50% · 4.625%
HK$36,901
+HK$2,116/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,570/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,414
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,391
−HK$990/mo
Today · 4.125%
HK$38,381
baseline
▲ 0.50% · 4.625%
HK$40,404
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,762/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,278
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,500
−HK$1,242/mo
Today · 4.125%
HK$41,742
baseline
▲ 0.50% · 4.625%
HK$44,281
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,484/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,697
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,869
−HK$1,189/mo
Today · 4.125%
HK$46,058
baseline
▲ 0.50% · 4.625%
HK$48,485
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,116/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,825
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,250
−HK$1,448/mo
Today · 4.125%
HK$48,698
baseline
▲ 0.50% · 4.625%
HK$51,662
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,396/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,980
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,347
−HK$1,387/mo
Today · 4.125%
HK$53,734
baseline
▲ 0.50% · 4.625%
HK$56,566
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,468/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,918
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,750
−HK$1,862/mo
Today · 4.125%
HK$62,612
baseline
▲ 0.50% · 4.625%
HK$66,422
+HK$3,810/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,224/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,545
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,303
−HK$1,783/mo
Today · 4.125%
HK$69,086
baseline
▲ 0.50% · 4.625%
HK$72,728
+HK$3,642/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,172/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,295 · Scale 2, in force from 26 Feb 2026)