LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,733
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,752
−HK$1,034/mo
Today · 4.125%
HK$34,786
baseline
▲ 0.50% · 4.625%
HK$36,903
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,572/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,416
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,392
−HK$991/mo
Today · 4.125%
HK$38,383
baseline
▲ 0.50% · 4.625%
HK$40,406
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,766/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,280
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,502
−HK$1,241/mo
Today · 4.125%
HK$41,743
baseline
▲ 0.50% · 4.625%
HK$44,283
+HK$2,540/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,486/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,699
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,871
−HK$1,189/mo
Today · 4.125%
HK$46,060
baseline
▲ 0.50% · 4.625%
HK$48,488
+HK$2,428/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,120/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,827
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,252
−HK$1,449/mo
Today · 4.125%
HK$48,701
baseline
▲ 0.50% · 4.625%
HK$51,664
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,402/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,982
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,349
−HK$1,387/mo
Today · 4.125%
HK$53,736
baseline
▲ 0.50% · 4.625%
HK$56,569
+HK$2,833/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,472/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,920
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,753
−HK$1,862/mo
Today · 4.125%
HK$62,615
baseline
▲ 0.50% · 4.625%
HK$66,425
+HK$3,810/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,230/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,548
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,306
−HK$1,784/mo
Today · 4.125%
HK$69,090
baseline
▲ 0.50% · 4.625%
HK$72,731
+HK$3,641/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,180/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,319 · Scale 2, in force from 26 Feb 2026)