LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,734
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,752
−HK$1,035/mo
Today · 4.125%
HK$34,787
baseline
▲ 0.50% · 4.625%
HK$36,904
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,574/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,417
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,393
−HK$991/mo
Today · 4.125%
HK$38,384
baseline
▲ 0.50% · 4.625%
HK$40,407
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,768/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,281
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,503
−HK$1,241/mo
Today · 4.125%
HK$41,744
baseline
▲ 0.50% · 4.625%
HK$44,284
+HK$2,540/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,488/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,700
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,872
−HK$1,189/mo
Today · 4.125%
HK$46,061
baseline
▲ 0.50% · 4.625%
HK$48,489
+HK$2,428/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,122/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,828
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,253
−HK$1,449/mo
Today · 4.125%
HK$48,702
baseline
▲ 0.50% · 4.625%
HK$51,665
+HK$2,963/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,404/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,983
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,350
−HK$1,388/mo
Today · 4.125%
HK$53,738
baseline
▲ 0.50% · 4.625%
HK$56,570
+HK$2,832/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,476/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,922
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,754
−HK$1,863/mo
Today · 4.125%
HK$62,617
baseline
▲ 0.50% · 4.625%
HK$66,427
+HK$3,810/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,234/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,550
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,308
−HK$1,783/mo
Today · 4.125%
HK$69,091
baseline
▲ 0.50% · 4.625%
HK$72,733
+HK$3,642/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,182/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,332 · Scale 2, in force from 26 Feb 2026)