LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,740
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,758
−HK$1,035/mo
Today · 4.125%
HK$34,793
baseline
▲ 0.50% · 4.625%
HK$36,910
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,586/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,422
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,399
−HK$991/mo
Today · 4.125%
HK$38,390
baseline
▲ 0.50% · 4.625%
HK$40,414
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,780/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,288
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,510
−HK$1,241/mo
Today · 4.125%
HK$41,751
baseline
▲ 0.50% · 4.625%
HK$44,292
+HK$2,541/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,502/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,707
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,879
−HK$1,189/mo
Today · 4.125%
HK$46,068
baseline
▲ 0.50% · 4.625%
HK$48,497
+HK$2,429/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,136/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,835
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,261
−HK$1,449/mo
Today · 4.125%
HK$48,710
baseline
▲ 0.50% · 4.625%
HK$51,674
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,420/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,991
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,359
−HK$1,387/mo
Today · 4.125%
HK$53,746
baseline
▲ 0.50% · 4.625%
HK$56,579
+HK$2,833/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,492/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,931
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,764
−HK$1,863/mo
Today · 4.125%
HK$62,627
baseline
▲ 0.50% · 4.625%
HK$66,437
+HK$3,810/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,254/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,560
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,319
−HK$1,784/mo
Today · 4.125%
HK$69,103
baseline
▲ 0.50% · 4.625%
HK$72,745
+HK$3,642/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,206/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,420 · Scale 2, in force from 26 Feb 2026)