LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,742
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,760
−HK$1,035/mo
Today · 4.125%
HK$34,795
baseline
▲ 0.50% · 4.625%
HK$36,912
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,590/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,425
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,402
−HK$991/mo
Today · 4.125%
HK$38,393
baseline
▲ 0.50% · 4.625%
HK$40,416
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,786/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,290
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,512
−HK$1,242/mo
Today · 4.125%
HK$41,754
baseline
▲ 0.50% · 4.625%
HK$44,294
+HK$2,540/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$83,508/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,710
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,882
−HK$1,189/mo
Today · 4.125%
HK$46,071
baseline
▲ 0.50% · 4.625%
HK$48,500
+HK$2,429/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$92,142/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,838
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,264
−HK$1,449/mo
Today · 4.125%
HK$48,713
baseline
▲ 0.50% · 4.625%
HK$51,677
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,426/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,995
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,362
−HK$1,388/mo
Today · 4.125%
HK$53,750
baseline
▲ 0.50% · 4.625%
HK$56,583
+HK$2,833/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,500/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,935
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,768
−HK$1,863/mo
Today · 4.125%
HK$62,631
baseline
▲ 0.50% · 4.625%
HK$66,442
+HK$3,811/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,262/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,564
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,323
−HK$1,784/mo
Today · 4.125%
HK$69,107
baseline
▲ 0.50% · 4.625%
HK$72,749
+HK$3,642/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,214/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,453 · Scale 2, in force from 26 Feb 2026)