LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,742
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,760
−HK$1,035/mo
Today · 4.125%
HK$34,795
baseline
▲ 0.50% · 4.625%
HK$36,912
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,590/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,425
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,402
−HK$991/mo
Today · 4.125%
HK$38,393
baseline
▲ 0.50% · 4.625%
HK$40,417
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,786/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,290
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,513
−HK$1,241/mo
Today · 4.125%
HK$41,754
baseline
▲ 0.50% · 4.625%
HK$44,295
+HK$2,541/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$83,508/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,710
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,882
−HK$1,190/mo
Today · 4.125%
HK$46,072
baseline
▲ 0.50% · 4.625%
HK$48,500
+HK$2,428/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$92,144/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,839
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,265
−HK$1,448/mo
Today · 4.125%
HK$48,713
baseline
▲ 0.50% · 4.625%
HK$51,677
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,426/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,995
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,363
−HK$1,387/mo
Today · 4.125%
HK$53,750
baseline
▲ 0.50% · 4.625%
HK$56,584
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,500/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,936
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,769
−HK$1,862/mo
Today · 4.125%
HK$62,631
baseline
▲ 0.50% · 4.625%
HK$66,442
+HK$3,811/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,262/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,565
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,324
−HK$1,784/mo
Today · 4.125%
HK$69,108
baseline
▲ 0.50% · 4.625%
HK$72,750
+HK$3,642/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,216/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,460 · Scale 2, in force from 26 Feb 2026)