LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,744
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,762
−HK$1,035/mo
Today · 4.125%
HK$34,797
baseline
▲ 0.50% · 4.625%
HK$36,914
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,594/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,427
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,404
−HK$991/mo
Today · 4.125%
HK$38,395
baseline
▲ 0.50% · 4.625%
HK$40,419
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,790/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,292
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,514
−HK$1,242/mo
Today · 4.125%
HK$41,756
baseline
▲ 0.50% · 4.625%
HK$44,297
+HK$2,541/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$83,512/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,712
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,885
−HK$1,189/mo
Today · 4.125%
HK$46,074
baseline
▲ 0.50% · 4.625%
HK$48,502
+HK$2,428/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$92,148/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,841
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,267
−HK$1,449/mo
Today · 4.125%
HK$48,716
baseline
▲ 0.50% · 4.625%
HK$51,680
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,432/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,998
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,365
−HK$1,388/mo
Today · 4.125%
HK$53,753
baseline
▲ 0.50% · 4.625%
HK$56,586
+HK$2,833/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,506/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,938
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,772
−HK$1,862/mo
Today · 4.125%
HK$62,634
baseline
▲ 0.50% · 4.625%
HK$66,445
+HK$3,811/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,268/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,568
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,327
−HK$1,784/mo
Today · 4.125%
HK$69,111
baseline
▲ 0.50% · 4.625%
HK$72,754
+HK$3,643/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,222/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,485 · Scale 2, in force from 26 Feb 2026)