LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,744
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,763
−HK$1,035/mo
Today · 4.125%
HK$34,798
baseline
▲ 0.50% · 4.625%
HK$36,915
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,596/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,428
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,405
−HK$991/mo
Today · 4.125%
HK$38,396
baseline
▲ 0.50% · 4.625%
HK$40,420
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,792/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,293
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,516
−HK$1,241/mo
Today · 4.125%
HK$41,757
baseline
▲ 0.50% · 4.625%
HK$44,298
+HK$2,541/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$83,514/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,713
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,886
−HK$1,189/mo
Today · 4.125%
HK$46,075
baseline
▲ 0.50% · 4.625%
HK$48,504
+HK$2,429/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$92,150/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,842
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,268
−HK$1,449/mo
Today · 4.125%
HK$48,717
baseline
▲ 0.50% · 4.625%
HK$51,681
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,434/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,999
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,367
−HK$1,387/mo
Today · 4.125%
HK$53,754
baseline
▲ 0.50% · 4.625%
HK$56,588
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,508/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,940
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,773
−HK$1,863/mo
Today · 4.125%
HK$62,636
baseline
▲ 0.50% · 4.625%
HK$66,447
+HK$3,811/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,272/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,570
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,329
−HK$1,784/mo
Today · 4.125%
HK$69,113
baseline
▲ 0.50% · 4.625%
HK$72,756
+HK$3,643/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,226/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,499 · Scale 2, in force from 26 Feb 2026)