LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,745
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,763
−HK$1,035/mo
Today · 4.125%
HK$34,798
baseline
▲ 0.50% · 4.625%
HK$36,916
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,596/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,428
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,405
−HK$992/mo
Today · 4.125%
HK$38,397
baseline
▲ 0.50% · 4.625%
HK$40,420
+HK$2,023/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,794/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,294
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,516
−HK$1,242/mo
Today · 4.125%
HK$41,758
baseline
▲ 0.50% · 4.625%
HK$44,299
+HK$2,541/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$83,516/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,714
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,886
−HK$1,190/mo
Today · 4.125%
HK$46,076
baseline
▲ 0.50% · 4.625%
HK$48,505
+HK$2,429/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$92,152/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,843
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,269
−HK$1,449/mo
Today · 4.125%
HK$48,718
baseline
▲ 0.50% · 4.625%
HK$51,682
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,436/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,000
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,368
−HK$1,387/mo
Today · 4.125%
HK$53,755
baseline
▲ 0.50% · 4.625%
HK$56,589
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,510/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,941
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,774
−HK$1,863/mo
Today · 4.125%
HK$62,637
baseline
▲ 0.50% · 4.625%
HK$66,448
+HK$3,811/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,274/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,571
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,330
−HK$1,784/mo
Today · 4.125%
HK$69,114
baseline
▲ 0.50% · 4.625%
HK$72,757
+HK$3,643/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,228/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,508 · Scale 2, in force from 26 Feb 2026)