LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,746
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,764
−HK$1,035/mo
Today · 4.125%
HK$34,799
baseline
▲ 0.50% · 4.625%
HK$36,917
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,598/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,429
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,406
−HK$991/mo
Today · 4.125%
HK$38,397
baseline
▲ 0.50% · 4.625%
HK$40,421
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,794/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,295
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,517
−HK$1,242/mo
Today · 4.125%
HK$41,759
baseline
▲ 0.50% · 4.625%
HK$44,300
+HK$2,541/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$83,518/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,715
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,887
−HK$1,190/mo
Today · 4.125%
HK$46,077
baseline
▲ 0.50% · 4.625%
HK$48,506
+HK$2,429/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$92,154/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,844
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,270
−HK$1,449/mo
Today · 4.125%
HK$48,719
baseline
▲ 0.50% · 4.625%
HK$51,683
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,438/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,001
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,369
−HK$1,387/mo
Today · 4.125%
HK$53,756
baseline
▲ 0.50% · 4.625%
HK$56,590
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,512/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,942
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,776
−HK$1,862/mo
Today · 4.125%
HK$62,638
baseline
▲ 0.50% · 4.625%
HK$66,450
+HK$3,812/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,276/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,573
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,331
−HK$1,784/mo
Today · 4.125%
HK$69,115
baseline
▲ 0.50% · 4.625%
HK$72,758
+HK$3,643/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,230/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,520 · Scale 2, in force from 26 Feb 2026)