LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,746
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,765
−HK$1,035/mo
Today · 4.125%
HK$34,800
baseline
▲ 0.50% · 4.625%
HK$36,917
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,600/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,430
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,407
−HK$991/mo
Today · 4.125%
HK$38,398
baseline
▲ 0.50% · 4.625%
HK$40,422
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,796/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,296
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,518
−HK$1,242/mo
Today · 4.125%
HK$41,760
baseline
▲ 0.50% · 4.625%
HK$44,301
+HK$2,541/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$83,520/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,716
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,888
−HK$1,190/mo
Today · 4.125%
HK$46,078
baseline
▲ 0.50% · 4.625%
HK$48,507
+HK$2,429/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$92,156/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,845
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,271
−HK$1,449/mo
Today · 4.125%
HK$48,720
baseline
▲ 0.50% · 4.625%
HK$51,684
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,440/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,002
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,370
−HK$1,387/mo
Today · 4.125%
HK$53,757
baseline
▲ 0.50% · 4.625%
HK$56,591
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,514/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,943
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,777
−HK$1,863/mo
Today · 4.125%
HK$62,640
baseline
▲ 0.50% · 4.625%
HK$66,451
+HK$3,811/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,280/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,574
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,333
−HK$1,784/mo
Today · 4.125%
HK$69,117
baseline
▲ 0.50% · 4.625%
HK$72,760
+HK$3,643/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,234/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,530 · Scale 2, in force from 26 Feb 2026)