LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,747
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,766
−HK$1,034/mo
Today · 4.125%
HK$34,800
baseline
▲ 0.50% · 4.625%
HK$36,918
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,600/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,431
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,408
−HK$991/mo
Today · 4.125%
HK$38,399
baseline
▲ 0.50% · 4.625%
HK$40,423
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,798/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,296
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,519
−HK$1,242/mo
Today · 4.125%
HK$41,761
baseline
▲ 0.50% · 4.625%
HK$44,302
+HK$2,541/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$83,522/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,717
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,889
−HK$1,190/mo
Today · 4.125%
HK$46,079
baseline
▲ 0.50% · 4.625%
HK$48,508
+HK$2,429/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$92,158/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,846
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,272
−HK$1,449/mo
Today · 4.125%
HK$48,721
baseline
▲ 0.50% · 4.625%
HK$51,685
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,442/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,003
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,371
−HK$1,387/mo
Today · 4.125%
HK$53,758
baseline
▲ 0.50% · 4.625%
HK$56,592
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,516/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,945
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,778
−HK$1,863/mo
Today · 4.125%
HK$62,641
baseline
▲ 0.50% · 4.625%
HK$66,452
+HK$3,811/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$125,282/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,575
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,334
−HK$1,784/mo
Today · 4.125%
HK$69,118
baseline
▲ 0.50% · 4.625%
HK$72,761
+HK$3,643/mo
Deposit HK$1.44M · loan HK$12.92M · min. income ≈ HK$138,236/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,541 · Scale 2, in force from 26 Feb 2026)