LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,749
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,768
−HK$1,035/mo
Today · 4.125%
HK$34,803
baseline
▲ 0.50% · 4.625%
HK$36,920
+HK$2,117/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,606/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,433
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,410
−HK$991/mo
Today · 4.125%
HK$38,401
baseline
▲ 0.50% · 4.625%
HK$40,426
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,802/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,299
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,521
−HK$1,242/mo
Today · 4.125%
HK$41,763
baseline
▲ 0.50% · 4.625%
HK$44,304
+HK$2,541/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$83,526/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,720
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,892
−HK$1,190/mo
Today · 4.125%
HK$46,082
baseline
▲ 0.50% · 4.625%
HK$48,511
+HK$2,429/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$92,164/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,849
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,275
−HK$1,449/mo
Today · 4.125%
HK$48,724
baseline
▲ 0.50% · 4.625%
HK$51,688
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,448/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,006
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,374
−HK$1,388/mo
Today · 4.125%
HK$53,762
baseline
▲ 0.50% · 4.625%
HK$56,596
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,524/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,948
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,782
−HK$1,863/mo
Today · 4.125%
HK$62,645
baseline
▲ 0.50% · 4.625%
HK$66,457
+HK$3,812/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,290/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,579
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,338
−HK$1,784/mo
Today · 4.125%
HK$69,122
baseline
▲ 0.50% · 4.625%
HK$72,766
+HK$3,644/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,244/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,575 · Scale 2, in force from 26 Feb 2026)