LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,750
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,768
−HK$1,035/mo
Today · 4.125%
HK$34,803
baseline
▲ 0.50% · 4.625%
HK$36,921
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,606/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,434
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,411
−HK$991/mo
Today · 4.125%
HK$38,402
baseline
▲ 0.50% · 4.625%
HK$40,426
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,804/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,300
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,522
−HK$1,242/mo
Today · 4.125%
HK$41,764
baseline
▲ 0.50% · 4.625%
HK$44,305
+HK$2,541/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$83,528/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,720
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,893
−HK$1,189/mo
Today · 4.125%
HK$46,082
baseline
▲ 0.50% · 4.625%
HK$48,511
+HK$2,429/mo
Deposit HK$5.74M · loan HK$8.62M · min. income ≈ HK$92,164/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,849
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,276
−HK$1,449/mo
Today · 4.125%
HK$48,725
baseline
▲ 0.50% · 4.625%
HK$51,689
+HK$2,964/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,450/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,007
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,375
−HK$1,388/mo
Today · 4.125%
HK$53,763
baseline
▲ 0.50% · 4.625%
HK$56,597
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,526/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,949
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,783
−HK$1,863/mo
Today · 4.125%
HK$62,646
baseline
▲ 0.50% · 4.625%
HK$66,458
+HK$3,812/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,292/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,581
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,339
−HK$1,785/mo
Today · 4.125%
HK$69,124
baseline
▲ 0.50% · 4.625%
HK$72,767
+HK$3,643/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,248/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,585 · Scale 2, in force from 26 Feb 2026)