LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,752
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,771
−HK$1,035/mo
Today · 4.125%
HK$34,806
baseline
▲ 0.50% · 4.625%
HK$36,924
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,612/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,436
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,414
−HK$991/mo
Today · 4.125%
HK$38,405
baseline
▲ 0.50% · 4.625%
HK$40,429
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,810/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,303
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,525
−HK$1,242/mo
Today · 4.125%
HK$41,767
baseline
▲ 0.50% · 4.625%
HK$44,309
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,534/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,724
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,896
−HK$1,190/mo
Today · 4.125%
HK$46,086
baseline
▲ 0.50% · 4.625%
HK$48,515
+HK$2,429/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,172/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,853
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,279
−HK$1,449/mo
Today · 4.125%
HK$48,728
baseline
▲ 0.50% · 4.625%
HK$51,693
+HK$2,965/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,456/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,011
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,379
−HK$1,388/mo
Today · 4.125%
HK$53,767
baseline
▲ 0.50% · 4.625%
HK$56,601
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,534/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,954
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,788
−HK$1,863/mo
Today · 4.125%
HK$62,651
baseline
▲ 0.50% · 4.625%
HK$66,463
+HK$3,812/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,302/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,586
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,345
−HK$1,784/mo
Today · 4.125%
HK$69,129
baseline
▲ 0.50% · 4.625%
HK$72,773
+HK$3,644/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,258/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,626 · Scale 2, in force from 26 Feb 2026)