LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,752
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,771
−HK$1,035/mo
Today · 4.125%
HK$34,806
baseline
▲ 0.50% · 4.625%
HK$36,924
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,612/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,437
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,414
−HK$991/mo
Today · 4.125%
HK$38,405
baseline
▲ 0.50% · 4.625%
HK$40,430
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,810/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,303
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,525
−HK$1,243/mo
Today · 4.125%
HK$41,768
baseline
▲ 0.50% · 4.625%
HK$44,309
+HK$2,541/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,536/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,724
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,897
−HK$1,189/mo
Today · 4.125%
HK$46,086
baseline
▲ 0.50% · 4.625%
HK$48,516
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,172/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,853
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,280
−HK$1,449/mo
Today · 4.125%
HK$48,729
baseline
▲ 0.50% · 4.625%
HK$51,694
+HK$2,965/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,458/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,011
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,380
−HK$1,387/mo
Today · 4.125%
HK$53,767
baseline
▲ 0.50% · 4.625%
HK$56,602
+HK$2,835/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,534/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,954
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,788
−HK$1,863/mo
Today · 4.125%
HK$62,651
baseline
▲ 0.50% · 4.625%
HK$66,464
+HK$3,813/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,302/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,586
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,345
−HK$1,785/mo
Today · 4.125%
HK$69,130
baseline
▲ 0.50% · 4.625%
HK$72,774
+HK$3,644/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,260/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,632 · Scale 2, in force from 26 Feb 2026)