LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,753
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,772
−HK$1,035/mo
Today · 4.125%
HK$34,807
baseline
▲ 0.50% · 4.625%
HK$36,925
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,614/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,437
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,415
−HK$991/mo
Today · 4.125%
HK$38,406
baseline
▲ 0.50% · 4.625%
HK$40,431
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,812/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,304
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,526
−HK$1,242/mo
Today · 4.125%
HK$41,768
baseline
▲ 0.50% · 4.625%
HK$44,310
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,536/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,725
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,898
−HK$1,189/mo
Today · 4.125%
HK$46,087
baseline
▲ 0.50% · 4.625%
HK$48,517
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,174/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,854
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,281
−HK$1,449/mo
Today · 4.125%
HK$48,730
baseline
▲ 0.50% · 4.625%
HK$51,695
+HK$2,965/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$97,460/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,012
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,381
−HK$1,388/mo
Today · 4.125%
HK$53,769
baseline
▲ 0.50% · 4.625%
HK$56,603
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.05M · min. income ≈ HK$107,538/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,956
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,789
−HK$1,864/mo
Today · 4.125%
HK$62,653
baseline
▲ 0.50% · 4.625%
HK$66,465
+HK$3,812/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,306/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,587
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,347
−HK$1,784/mo
Today · 4.125%
HK$69,131
baseline
▲ 0.50% · 4.625%
HK$72,775
+HK$3,644/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,262/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,642 · Scale 2, in force from 26 Feb 2026)