LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,755
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,774
−HK$1,035/mo
Today · 4.125%
HK$34,809
baseline
▲ 0.50% · 4.625%
HK$36,927
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,618/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,439
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,417
−HK$991/mo
Today · 4.125%
HK$38,408
baseline
▲ 0.50% · 4.625%
HK$40,433
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,816/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,306
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,528
−HK$1,243/mo
Today · 4.125%
HK$41,771
baseline
▲ 0.50% · 4.625%
HK$44,312
+HK$2,541/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,542/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,727
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,900
−HK$1,190/mo
Today · 4.125%
HK$46,090
baseline
▲ 0.50% · 4.625%
HK$48,519
+HK$2,429/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,180/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,857
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,283
−HK$1,449/mo
Today · 4.125%
HK$48,732
baseline
▲ 0.50% · 4.625%
HK$51,698
+HK$2,966/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,464/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,015
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,383
−HK$1,388/mo
Today · 4.125%
HK$53,771
baseline
▲ 0.50% · 4.625%
HK$56,606
+HK$2,835/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,542/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,959
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,793
−HK$1,863/mo
Today · 4.125%
HK$62,656
baseline
▲ 0.50% · 4.625%
HK$66,468
+HK$3,812/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,312/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,591
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,350
−HK$1,784/mo
Today · 4.125%
HK$69,134
baseline
▲ 0.50% · 4.625%
HK$72,779
+HK$3,645/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,268/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,669 · Scale 2, in force from 26 Feb 2026)