LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,755
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,774
−HK$1,035/mo
Today · 4.125%
HK$34,809
baseline
▲ 0.50% · 4.625%
HK$36,927
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,618/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,440
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,417
−HK$992/mo
Today · 4.125%
HK$38,409
baseline
▲ 0.50% · 4.625%
HK$40,433
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,818/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,306
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,529
−HK$1,242/mo
Today · 4.125%
HK$41,771
baseline
▲ 0.50% · 4.625%
HK$44,313
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,542/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,728
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,901
−HK$1,189/mo
Today · 4.125%
HK$46,090
baseline
▲ 0.50% · 4.625%
HK$48,520
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,180/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,857
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,284
−HK$1,449/mo
Today · 4.125%
HK$48,733
baseline
▲ 0.50% · 4.625%
HK$51,698
+HK$2,965/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,466/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,016
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,384
−HK$1,388/mo
Today · 4.125%
HK$53,772
baseline
▲ 0.50% · 4.625%
HK$56,606
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,544/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,959
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,793
−HK$1,864/mo
Today · 4.125%
HK$62,657
baseline
▲ 0.50% · 4.625%
HK$66,469
+HK$3,812/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,314/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,592
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,351
−HK$1,784/mo
Today · 4.125%
HK$69,135
baseline
▲ 0.50% · 4.625%
HK$72,780
+HK$3,645/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,270/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,676 · Scale 2, in force from 26 Feb 2026)