LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,755
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,774
−HK$1,036/mo
Today · 4.125%
HK$34,810
baseline
▲ 0.50% · 4.625%
HK$36,928
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,620/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,440
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,417
−HK$992/mo
Today · 4.125%
HK$38,409
baseline
▲ 0.50% · 4.625%
HK$40,433
+HK$2,024/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,818/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,307
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,529
−HK$1,242/mo
Today · 4.125%
HK$41,771
baseline
▲ 0.50% · 4.625%
HK$44,313
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,542/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,728
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,901
−HK$1,190/mo
Today · 4.125%
HK$46,091
baseline
▲ 0.50% · 4.625%
HK$48,520
+HK$2,429/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,182/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,858
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,284
−HK$1,449/mo
Today · 4.125%
HK$48,733
baseline
▲ 0.50% · 4.625%
HK$51,699
+HK$2,966/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,466/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,016
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,384
−HK$1,388/mo
Today · 4.125%
HK$53,772
baseline
▲ 0.50% · 4.625%
HK$56,607
+HK$2,835/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,544/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,960
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,794
−HK$1,863/mo
Today · 4.125%
HK$62,657
baseline
▲ 0.50% · 4.625%
HK$66,470
+HK$3,813/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,314/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,592
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,351
−HK$1,785/mo
Today · 4.125%
HK$69,136
baseline
▲ 0.50% · 4.625%
HK$72,780
+HK$3,644/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,272/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,681 · Scale 2, in force from 26 Feb 2026)