LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,756
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,775
−HK$1,035/mo
Today · 4.125%
HK$34,810
baseline
▲ 0.50% · 4.625%
HK$36,928
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,620/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,441
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,418
−HK$991/mo
Today · 4.125%
HK$38,409
baseline
▲ 0.50% · 4.625%
HK$40,434
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,818/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,307
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,530
−HK$1,242/mo
Today · 4.125%
HK$41,772
baseline
▲ 0.50% · 4.625%
HK$44,314
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,544/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,729
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,902
−HK$1,189/mo
Today · 4.125%
HK$46,091
baseline
▲ 0.50% · 4.625%
HK$48,521
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,182/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,858
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,285
−HK$1,449/mo
Today · 4.125%
HK$48,734
baseline
▲ 0.50% · 4.625%
HK$51,699
+HK$2,965/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,468/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,017
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,385
−HK$1,388/mo
Today · 4.125%
HK$53,773
baseline
▲ 0.50% · 4.625%
HK$56,608
+HK$2,835/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,546/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,961
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,795
−HK$1,863/mo
Today · 4.125%
HK$62,658
baseline
▲ 0.50% · 4.625%
HK$66,471
+HK$3,813/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,316/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,593
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,352
−HK$1,785/mo
Today · 4.125%
HK$69,137
baseline
▲ 0.50% · 4.625%
HK$72,781
+HK$3,644/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,274/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,689 · Scale 2, in force from 26 Feb 2026)