LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,757
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,776
−HK$1,035/mo
Today · 4.125%
HK$34,811
baseline
▲ 0.50% · 4.625%
HK$36,929
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,622/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,442
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,419
−HK$991/mo
Today · 4.125%
HK$38,410
baseline
▲ 0.50% · 4.625%
HK$40,435
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,820/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,308
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,531
−HK$1,242/mo
Today · 4.125%
HK$41,773
baseline
▲ 0.50% · 4.625%
HK$44,315
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,546/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,730
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,903
−HK$1,190/mo
Today · 4.125%
HK$46,093
baseline
▲ 0.50% · 4.625%
HK$48,522
+HK$2,429/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,186/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,860
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,286
−HK$1,449/mo
Today · 4.125%
HK$48,735
baseline
▲ 0.50% · 4.625%
HK$51,701
+HK$2,966/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,470/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,018
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,387
−HK$1,388/mo
Today · 4.125%
HK$53,775
baseline
▲ 0.50% · 4.625%
HK$56,609
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,550/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,962
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,796
−HK$1,864/mo
Today · 4.125%
HK$62,660
baseline
▲ 0.50% · 4.625%
HK$66,472
+HK$3,812/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,320/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,595
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,354
−HK$1,785/mo
Today · 4.125%
HK$69,139
baseline
▲ 0.50% · 4.625%
HK$72,783
+HK$3,644/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,278/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,703 · Scale 2, in force from 26 Feb 2026)