LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,757
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,776
−HK$1,036/mo
Today · 4.125%
HK$34,812
baseline
▲ 0.50% · 4.625%
HK$36,930
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,624/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,442
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,420
−HK$991/mo
Today · 4.125%
HK$38,411
baseline
▲ 0.50% · 4.625%
HK$40,436
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,822/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,309
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,532
−HK$1,242/mo
Today · 4.125%
HK$41,774
baseline
▲ 0.50% · 4.625%
HK$44,316
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,548/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,731
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,904
−HK$1,189/mo
Today · 4.125%
HK$46,093
baseline
▲ 0.50% · 4.625%
HK$48,523
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,186/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,860
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,287
−HK$1,449/mo
Today · 4.125%
HK$48,736
baseline
▲ 0.50% · 4.625%
HK$51,702
+HK$2,966/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,472/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,019
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,388
−HK$1,388/mo
Today · 4.125%
HK$53,776
baseline
▲ 0.50% · 4.625%
HK$56,610
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,552/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,963
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,797
−HK$1,864/mo
Today · 4.125%
HK$62,661
baseline
▲ 0.50% · 4.625%
HK$66,474
+HK$3,813/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,322/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,596
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,355
−HK$1,785/mo
Today · 4.125%
HK$69,140
baseline
▲ 0.50% · 4.625%
HK$72,785
+HK$3,645/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,280/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,713 · Scale 2, in force from 26 Feb 2026)