LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,758
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,777
−HK$1,035/mo
Today · 4.125%
HK$34,812
baseline
▲ 0.50% · 4.625%
HK$36,930
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,624/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,443
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,420
−HK$992/mo
Today · 4.125%
HK$38,412
baseline
▲ 0.50% · 4.625%
HK$40,437
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,824/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,310
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,532
−HK$1,243/mo
Today · 4.125%
HK$41,775
baseline
▲ 0.50% · 4.625%
HK$44,317
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,550/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,732
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,904
−HK$1,190/mo
Today · 4.125%
HK$46,094
baseline
▲ 0.50% · 4.625%
HK$48,524
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,188/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,861
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,288
−HK$1,449/mo
Today · 4.125%
HK$48,737
baseline
▲ 0.50% · 4.625%
HK$51,703
+HK$2,966/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,474/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,020
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,389
−HK$1,388/mo
Today · 4.125%
HK$53,777
baseline
▲ 0.50% · 4.625%
HK$56,611
+HK$2,834/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,554/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,964
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,799
−HK$1,863/mo
Today · 4.125%
HK$62,662
baseline
▲ 0.50% · 4.625%
HK$66,475
+HK$3,813/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,324/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,597
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,357
−HK$1,784/mo
Today · 4.125%
HK$69,141
baseline
▲ 0.50% · 4.625%
HK$72,786
+HK$3,645/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,282/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,723 · Scale 2, in force from 26 Feb 2026)