LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,761
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,780
−HK$1,035/mo
Today · 4.125%
HK$34,815
baseline
▲ 0.50% · 4.625%
HK$36,934
+HK$2,119/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,630/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,446
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,424
−HK$991/mo
Today · 4.125%
HK$38,415
baseline
▲ 0.50% · 4.625%
HK$40,440
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,830/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,313
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,536
−HK$1,243/mo
Today · 4.125%
HK$41,779
baseline
▲ 0.50% · 4.625%
HK$44,321
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,558/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,736
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,909
−HK$1,190/mo
Today · 4.125%
HK$46,099
baseline
▲ 0.50% · 4.625%
HK$48,528
+HK$2,429/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,198/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,865
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,292
−HK$1,450/mo
Today · 4.125%
HK$48,742
baseline
▲ 0.50% · 4.625%
HK$51,707
+HK$2,965/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,484/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,025
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,393
−HK$1,389/mo
Today · 4.125%
HK$53,782
baseline
▲ 0.50% · 4.625%
HK$56,617
+HK$2,835/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,564/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,970
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,804
−HK$1,864/mo
Today · 4.125%
HK$62,668
baseline
▲ 0.50% · 4.625%
HK$66,481
+HK$3,813/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,336/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,603
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,363
−HK$1,785/mo
Today · 4.125%
HK$69,148
baseline
▲ 0.50% · 4.625%
HK$72,793
+HK$3,645/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,296/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,773 · Scale 2, in force from 26 Feb 2026)