LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,762
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,781
−HK$1,036/mo
Today · 4.125%
HK$34,817
baseline
▲ 0.50% · 4.625%
HK$36,935
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,634/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,448
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,425
−HK$992/mo
Today · 4.125%
HK$38,417
baseline
▲ 0.50% · 4.625%
HK$40,442
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,834/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,315
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,538
−HK$1,242/mo
Today · 4.125%
HK$41,780
baseline
▲ 0.50% · 4.625%
HK$44,322
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,560/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,737
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,910
−HK$1,190/mo
Today · 4.125%
HK$46,100
baseline
▲ 0.50% · 4.625%
HK$48,530
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,200/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,867
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,294
−HK$1,450/mo
Today · 4.125%
HK$48,744
baseline
▲ 0.50% · 4.625%
HK$51,709
+HK$2,965/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,488/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,027
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,395
−HK$1,389/mo
Today · 4.125%
HK$53,784
baseline
▲ 0.50% · 4.625%
HK$56,619
+HK$2,835/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,568/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,972
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,807
−HK$1,863/mo
Today · 4.125%
HK$62,670
baseline
▲ 0.50% · 4.625%
HK$66,484
+HK$3,814/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,340/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,606
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,365
−HK$1,785/mo
Today · 4.125%
HK$69,150
baseline
▲ 0.50% · 4.625%
HK$72,795
+HK$3,645/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,300/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,794 · Scale 2, in force from 26 Feb 2026)