LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,763
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,782
−HK$1,035/mo
Today · 4.125%
HK$34,817
baseline
▲ 0.50% · 4.625%
HK$36,936
+HK$2,119/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,634/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,448
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,426
−HK$991/mo
Today · 4.125%
HK$38,417
baseline
▲ 0.50% · 4.625%
HK$40,442
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,834/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,315
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,538
−HK$1,243/mo
Today · 4.125%
HK$41,781
baseline
▲ 0.50% · 4.625%
HK$44,323
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,562/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,738
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,911
−HK$1,190/mo
Today · 4.125%
HK$46,101
baseline
▲ 0.50% · 4.625%
HK$48,531
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,202/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,868
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,295
−HK$1,449/mo
Today · 4.125%
HK$48,744
baseline
▲ 0.50% · 4.625%
HK$51,710
+HK$2,966/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,488/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,027
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,396
−HK$1,388/mo
Today · 4.125%
HK$53,784
baseline
▲ 0.50% · 4.625%
HK$56,619
+HK$2,835/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,568/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,973
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,807
−HK$1,864/mo
Today · 4.125%
HK$62,671
baseline
▲ 0.50% · 4.625%
HK$66,484
+HK$3,813/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,342/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,607
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,366
−HK$1,785/mo
Today · 4.125%
HK$69,151
baseline
▲ 0.50% · 4.625%
HK$72,796
+HK$3,645/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,302/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,800 · Scale 2, in force from 26 Feb 2026)