LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,763
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,783
−HK$1,035/mo
Today · 4.125%
HK$34,818
baseline
▲ 0.50% · 4.625%
HK$36,937
+HK$2,119/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,636/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,449
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,427
−HK$991/mo
Today · 4.125%
HK$38,418
baseline
▲ 0.50% · 4.625%
HK$40,443
+HK$2,025/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,836/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,316
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,539
−HK$1,243/mo
Today · 4.125%
HK$41,782
baseline
▲ 0.50% · 4.625%
HK$44,324
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,564/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,739
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,912
−HK$1,190/mo
Today · 4.125%
HK$46,102
baseline
▲ 0.50% · 4.625%
HK$48,532
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,204/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,869
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,296
−HK$1,449/mo
Today · 4.125%
HK$48,745
baseline
▲ 0.50% · 4.625%
HK$51,711
+HK$2,966/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,490/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,029
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,397
−HK$1,389/mo
Today · 4.125%
HK$53,786
baseline
▲ 0.50% · 4.625%
HK$56,621
+HK$2,835/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,572/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,974
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,809
−HK$1,863/mo
Today · 4.125%
HK$62,672
baseline
▲ 0.50% · 4.625%
HK$66,486
+HK$3,814/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,344/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,608
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,368
−HK$1,785/mo
Today · 4.125%
HK$69,153
baseline
▲ 0.50% · 4.625%
HK$72,798
+HK$3,645/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,306/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,812 · Scale 2, in force from 26 Feb 2026)