LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,765
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,785
−HK$1,035/mo
Today · 4.125%
HK$34,820
baseline
▲ 0.50% · 4.625%
HK$36,939
+HK$2,119/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,640/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,451
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,429
−HK$991/mo
Today · 4.125%
HK$38,420
baseline
▲ 0.50% · 4.625%
HK$40,446
+HK$2,026/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,840/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,318
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,541
−HK$1,243/mo
Today · 4.125%
HK$41,784
baseline
▲ 0.50% · 4.625%
HK$44,326
+HK$2,542/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,568/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,741
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,914
−HK$1,191/mo
Today · 4.125%
HK$46,105
baseline
▲ 0.50% · 4.625%
HK$48,535
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,210/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,871
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,298
−HK$1,450/mo
Today · 4.125%
HK$48,748
baseline
▲ 0.50% · 4.625%
HK$51,714
+HK$2,966/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,496/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,032
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,400
−HK$1,389/mo
Today · 4.125%
HK$53,789
baseline
▲ 0.50% · 4.625%
HK$56,624
+HK$2,835/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,578/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,978
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,812
−HK$1,864/mo
Today · 4.125%
HK$62,676
baseline
▲ 0.50% · 4.625%
HK$66,490
+HK$3,814/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,352/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,612
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,372
−HK$1,785/mo
Today · 4.125%
HK$69,157
baseline
▲ 0.50% · 4.625%
HK$72,802
+HK$3,645/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,314/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,843 · Scale 2, in force from 26 Feb 2026)