LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,767
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,786
−HK$1,036/mo
Today · 4.125%
HK$34,822
baseline
▲ 0.50% · 4.625%
HK$36,940
+HK$2,118/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$69,644/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,453
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,430
−HK$992/mo
Today · 4.125%
HK$38,422
baseline
▲ 0.50% · 4.625%
HK$40,448
+HK$2,026/mo
Deposit HK$7.18M · loan HK$7.18M · min. income ≈ HK$76,844/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,320
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,543
−HK$1,243/mo
Today · 4.125%
HK$41,786
baseline
▲ 0.50% · 4.625%
HK$44,329
+HK$2,543/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,572/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,743
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,917
−HK$1,190/mo
Today · 4.125%
HK$46,107
baseline
▲ 0.50% · 4.625%
HK$48,537
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,214/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,874
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,301
−HK$1,449/mo
Today · 4.125%
HK$48,750
baseline
▲ 0.50% · 4.625%
HK$51,717
+HK$2,967/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,500/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,034
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,403
−HK$1,388/mo
Today · 4.125%
HK$53,791
baseline
▲ 0.50% · 4.625%
HK$56,627
+HK$2,836/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,582/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,980
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,815
−HK$1,864/mo
Today · 4.125%
HK$62,679
baseline
▲ 0.50% · 4.625%
HK$66,493
+HK$3,814/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,358/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,615
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,375
−HK$1,785/mo
Today · 4.125%
HK$69,160
baseline
▲ 0.50% · 4.625%
HK$72,806
+HK$3,646/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,320/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,868 · Scale 2, in force from 26 Feb 2026)