LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,768
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,788
−HK$1,035/mo
Today · 4.125%
HK$34,823
baseline
▲ 0.50% · 4.625%
HK$36,942
+HK$2,119/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,646/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,455
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,432
−HK$992/mo
Today · 4.125%
HK$38,424
baseline
▲ 0.50% · 4.625%
HK$40,449
+HK$2,025/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,848/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$538,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,322
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,545
−HK$1,243/mo
Today · 4.125%
HK$41,788
baseline
▲ 0.50% · 4.625%
HK$44,331
+HK$2,543/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,576/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,745
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,919
−HK$1,190/mo
Today · 4.125%
HK$46,109
baseline
▲ 0.50% · 4.625%
HK$48,539
+HK$2,430/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,218/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,876
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,303
−HK$1,450/mo
Today · 4.125%
HK$48,753
baseline
▲ 0.50% · 4.625%
HK$51,719
+HK$2,966/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,506/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,036
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,405
−HK$1,389/mo
Today · 4.125%
HK$53,794
baseline
▲ 0.50% · 4.625%
HK$56,629
+HK$2,835/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,588/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,983
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,818
−HK$1,864/mo
Today · 4.125%
HK$62,682
baseline
▲ 0.50% · 4.625%
HK$66,496
+HK$3,814/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,364/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,618
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,378
−HK$1,785/mo
Today · 4.125%
HK$69,163
baseline
▲ 0.50% · 4.625%
HK$72,809
+HK$3,646/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,326/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,895 · Scale 2, in force from 26 Feb 2026)