LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,772
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,792
−HK$1,035/mo
Today · 4.125%
HK$34,827
baseline
▲ 0.50% · 4.625%
HK$36,947
+HK$2,120/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$69,654/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$538,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,459
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,437
−HK$992/mo
Today · 4.125%
HK$38,429
baseline
▲ 0.50% · 4.625%
HK$40,454
+HK$2,025/mo
Deposit HK$7.19M · loan HK$7.19M · min. income ≈ HK$76,858/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$538,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,327
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,550
−HK$1,243/mo
Today · 4.125%
HK$41,793
baseline
▲ 0.50% · 4.625%
HK$44,336
+HK$2,543/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$83,586/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,751
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,924
−HK$1,190/mo
Today · 4.125%
HK$46,114
baseline
▲ 0.50% · 4.625%
HK$48,545
+HK$2,431/mo
Deposit HK$5.75M · loan HK$8.62M · min. income ≈ HK$92,228/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$538,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,881
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,308
−HK$1,450/mo
Today · 4.125%
HK$48,758
baseline
▲ 0.50% · 4.625%
HK$51,725
+HK$2,967/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$97,516/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,042
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,411
−HK$1,389/mo
Today · 4.125%
HK$53,800
baseline
▲ 0.50% · 4.625%
HK$56,636
+HK$2,836/mo
Deposit HK$4.31M · loan HK$10.06M · min. income ≈ HK$107,600/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$538,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,990
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,825
−HK$1,864/mo
Today · 4.125%
HK$62,689
baseline
▲ 0.50% · 4.625%
HK$66,504
+HK$3,815/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$125,378/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,626
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,386
−HK$1,785/mo
Today · 4.125%
HK$69,171
baseline
▲ 0.50% · 4.625%
HK$72,818
+HK$3,647/mo
Deposit HK$1.44M · loan HK$12.93M · min. income ≈ HK$138,342/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$538,957 · Scale 2, in force from 26 Feb 2026)